Where your money goes
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Where your council tax goes in Inverclyde

Last updated . Figures refresh every night. How each figure is worked out.

A Band D council tax bill in Inverclyde is £1,673.85 for 2026-27, split between Inverclyde £1,673.85. Shared out in proportion to what each body spends, the largest single line is education at Inverclyde: £816.45 of the bill. Council tax pays for 9% of the council's own spending; the rest is government grant, business rates and fees.

Figures for the 2026–27 financial year. Source: Scottish Government.

Key figures

  • £1,673.85Band D bill, 2026-27 As of 6 April 2026
  • £1,673.85Goes to Inverclyde itself (100%) As of 6 April 2026
  • £816.45Largest line: education As of 3 February 2026
  • 9.0%Of the council's money that comes from council tax, 2024-25 As of 3 February 2026

Source: Scottish Government.

Who gets your bill

Figures are for a Band D home. Bands A to H pay a fixed fraction of this, set in law.

Inverclyde 100%

In Scotland the whole bill goes to the council. Police and fire have been funded nationally since 2013, and the water and sewerage charges on the same bill belong to Scottish Water.

And where does that bit go?

Choose any part of the bill to see how it divides, then keep going as far as the published returns allow. Every level has its own link you can share.

Your bill: £1,673.85

  1. Inverclyde £1,673.85

    Your council · 100.0% of the bill

Inverclyde

£1,673.85 of your bill goes to Inverclyde. It is shared out below in proportion to how Inverclyde spent its money in 2024-25, its latest published return.

  1. Education £816.45

    48.8% of this part · £113.2m in 2024-25 · £1,442 per resident; similar councils £1,550 · up 8.8% on 2023-24

  2. Adult social care £454.72

    27.2% of this part · £63.1m in 2024-25 · £803 per resident; similar councils £723 · up 6.2% on 2023-24

  3. 5.0% of this part · £11.6m in 2024-25 · £148 per resident; similar councils £57 · up 14.5% on 2023-24

    Not council homes: see the note.

  4. 4.7% of this part · £10.9m in 2024-25 · £139 per resident; similar councils £76 · up 20.5% on 2023-24

  5. 4.5% of this part · £10.4m in 2024-25 · £133 per resident; similar councils £122 · down 6.2% on 2023-24

  6. 3.5% of this part · £8.2m in 2024-25 · £104 per resident; similar councils £108 · down 5.8% on 2023-24

  7. 2.6% of this part · £6.1m in 2024-25 · £78 per resident; similar councils £38 · down 22.2% on 2023-24

  8. 2.1% of this part · £4.9m in 2024-25 · £62 per resident; similar councils £90 · down 0.6% on 2023-24

  9. Children's social care £26.87

    1.6% of this part · £3.7m in 2024-25 · £47 per resident; similar councils £75 · down 28.0% on 2023-24

Other services brought in £38k more than it cost in 2024-25, so it takes no share of your bill.

Which councils count as similar

Medians are across the 10 Scottish councils closest in population: Argyll & Bute, West Dunbartonshire, Stirling, Moray, East Renfrewshire, Midlothian, East Dunbartonshire, South Ayrshire, Angus, East Lothian. Per-resident figures use ONS mid-year population estimates.

Education

£816.45 of your bill goes to education at Inverclyde. Here is how its £113.2m of net spending on it divides in the return.

  1. Secondary schools £295.90

    36.2% of this · £41.0m in 2024-25 · £522 per resident; similar councils £532 · up 6.1% on 2023-24

  2. Primary schools £257.67

    31.6% of this · £35.7m in 2024-25 · £455 per resident; similar councils £571 · up 4.0% on 2023-24

  3. Special schools and alternative provision £118.10

    14.5% of this · £16.4m in 2024-25 · £209 per resident; similar councils £163 · up 2.9% on 2023-24

  4. Early years and nursery £112.54

    13.8% of this · £15.6m in 2024-25 · £199 per resident; similar councils £200 · up 57.5% on 2023-24

  5. Community learning £19.11

    2.3% of this · £2.6m in 2024-25 · £34 per resident; similar councils £15 · up 0.9% on 2023-24

  6. Other education £13.12

    1.6% of this · £1.8m in 2024-25 · £23 per resident; similar councils £0.00 · down 29.4% on 2023-24

Housing (not council homes)

£83.61 of your bill goes to housing (not council homes) at Inverclyde. Here is how its £11.6m of net spending on it divides in the return.

  1. Supporting People and welfare services £49.12

    58.7% of this · £7.2m in 2024-25 · £91 per resident; similar councils £6.44 · up 32.9% on 2023-24

  2. Homelessness and temporary accommodation £13.28

    15.9% of this · £1.9m in 2024-25 · £25 per resident; similar councils £14 · down 14.4% on 2023-24

  3. Housing benefit administration and discretionary payments £9.19

    11.0% of this · £1.3m in 2024-25 · £17 per resident; similar councils £15 · up 9.3% on 2023-24

  4. Other General Fund housing £8.19

    9.8% of this · £1.2m in 2024-25 · £15 per resident; similar councils £11 · down 15.5% on 2023-24

  5. Private sector housing renewal £3.82

    4.6% of this · £559k in 2024-25 · £7.12 per resident; similar councils £1.13 · up 3.1% on 2023-24

Council homes are not in this. Council housing is paid for through the Housing Revenue Account, from tenants' rents, and the law keeps it separate from the General Fund that council tax goes into. Inverclyde reported no Housing Revenue Account for 2024-25: it has no council homes of its own, or they were transferred to a housing association. What council tax does and doesn't pay for.

Running the council

£78.45 of your bill goes to running the council at Inverclyde. Here is how its £10.9m of net spending on it divides in the return.

  1. Non-distributed costs (past pensions, unused assets) £30.86

    39.3% of this · £4.3m in 2024-25 · £54 per resident; similar councils £13 · up 41.2% on 2023-24

  2. Collecting council tax and business rates £21.22

    27.0% of this · £2.9m in 2024-25 · £37 per resident; similar councils £9.50 · up 14.3% on 2023-24

  3. Corporate and democratic core £16.08

    20.5% of this · £2.2m in 2024-25 · £28 per resident; similar councils £28 · up 13.8% on 2023-24

  4. Council tax and rates valuation £3.58

    4.6% of this · £496k in 2024-25 · £6.31 per resident; similar councils £5.94 · up 0.4% on 2023-24

  5. Elections and electoral registration £1.38

    1.8% of this · £192k in 2024-25 · £2.44 per resident; similar councils £2.21 · up 54.8% on 2023-24

  6. Other central services £0.77

    1.0% of this · £107k in 2024-25 · £1.36 per resident; similar councils £2.96 · up 409.5% on 2023-24

  7. Emergency planning £0.44

    0.6% of this · £61k in 2024-25 · £0.78 per resident; similar councils £0.64 · up 1.7% on 2023-24

  8. Registering births, deaths and marriages £0.11

    0.1% of this · £15k in 2024-25 · £0.19 per resident; similar councils £0.96 · down 86.1% on 2023-24

  9. Not itemised in the return £4.01

    5.1% of this · £556k in 2024-25 · £7.08 per resident; similar councils £2.83 · down 15.5% on 2023-24

"Not itemised in the return" is the difference between the service total and the lines the return lists.

Environment and regulation

£75.08 of your bill goes to environment and regulation at Inverclyde. Here is how its £10.4m of net spending on it divides in the return.

  1. Waste disposal £33.15

    44.1% of this · £4.6m in 2024-25 · £59 per resident; similar councils £50 · up 0.2% on 2023-24

  2. Other environmental services £14.05

    18.7% of this · £1.9m in 2024-25 · £25 per resident; similar councils £17 · down 6.8% on 2023-24

  3. Waste collection £13.97

    18.6% of this · £1.9m in 2024-25 · £25 per resident; similar councils £37 · down 17.4% on 2023-24

  4. Environmental health, food safety, pest control and licensing £9.91

    13.2% of this · £1.4m in 2024-25 · £17 per resident; similar councils £14 · down 10.5% on 2023-24

  5. Trading standards £2.27

    3.0% of this · £315k in 2024-25 · £4.01 per resident; similar councils £5.86 · up 3.6% on 2023-24

  6. Flood defence, land drainage and coast protection £0.66

    0.9% of this · £91k in 2024-25 · £1.16 per resident; similar councils £0.91 · down 9.9% on 2023-24

  7. Cemeteries and crematoria £0.58

    0.8% of this · £80k in 2024-25 · £1.02 per resident; similar councils £-0.25 · up 25.0% on 2023-24

  8. Not itemised in the return £0.51

    0.7% of this · £71k in 2024-25 · £0.90 per resident; similar councils £0.00 · down 1.4% on 2023-24

"Not itemised in the return" is the difference between the service total and the lines the return lists.

Parks, leisure, libraries and culture

£59.16 of your bill goes to parks, leisure, libraries and culture at Inverclyde. Here is how its £8.2m of net spending on it divides in the return.

  1. Sport and leisure £23.17

    39.2% of this · £3.2m in 2024-25 · £41 per resident; similar councils £43 · down 9.6% on 2023-24

  2. Parks and open spaces (including play areas) £18.08

    30.6% of this · £2.5m in 2024-25 · £32 per resident; similar councils £32 · down 1.6% on 2023-24

  3. Libraries £12.35

    20.9% of this · £1.7m in 2024-25 · £22 per resident; similar councils £21 · down 4.0% on 2023-24

  4. Museums, arts, heritage and archives £5.32

    9.0% of this · £738k in 2024-25 · £9.40 per resident; similar councils £8.68 · down 6.6% on 2023-24

  5. Tourism £0.23

    0.4% of this · £32k in 2024-25 · £0.41 per resident; similar councils £0.67 · no change on 2023-24

Planning and development

£44.26 of your bill goes to planning and development at Inverclyde. Here is how its £6.1m of net spending on it divides in the return.

  1. Economic development and business support £39.17

    88.5% of this · £5.4m in 2024-25 · £69 per resident; similar councils £18 · down 22.7% on 2023-24

  2. Planning policy £2.46

    5.6% of this · £341k in 2024-25 · £4.34 per resident; similar councils £7.50 · down 26.3% on 2023-24

  3. Planning applications (development management) £1.36

    3.1% of this · £188k in 2024-25 · £2.39 per resident; similar councils £1.89 · down 4.6% on 2023-24

  4. Building control £1.10

    2.5% of this · £152k in 2024-25 · £1.94 per resident; similar councils £1.34 · down 10.6% on 2023-24

  5. Environmental initiatives £0.17

    0.4% of this · £24k in 2024-25 · £0.31 per resident; similar councils £0.79 · down 29.4% on 2023-24

Roads and transport

£35.24 of your bill goes to roads and transport at Inverclyde. Here is how its £4.9m of net spending on it divides in the return.

  1. Street lighting (including energy) £10.92

    31.0% of this · £1.5m in 2024-25 · £19 per resident; similar councils £12 · up 12.5% on 2023-24

  2. Support for bus, rail and other public transport £9.47

    26.9% of this · £1.3m in 2024-25 · £17 per resident; similar councils £16 · up 2.3% on 2023-24

  3. Road and bridge maintenance £7.03

    19.9% of this · £975k in 2024-25 · £12 per resident; similar councils £43 · down 14.0% on 2023-24

  4. Traffic management and road safety £2.96

    8.4% of this · £411k in 2024-25 · £5.23 per resident; similar councils £9.45 · down 4.0% on 2023-24

  5. Winter service (gritting) £2.56

    7.3% of this · £355k in 2024-25 · £4.52 per resident; similar councils £12 · down 13.0% on 2023-24

  6. Concessionary bus fares £1.18

    3.3% of this · £163k in 2024-25 · £2.08 per resident; similar councils £0.71 · up 1.9% on 2023-24

  7. Parking £1.12

    3.2% of this · £155k in 2024-25 · £1.97 per resident; similar councils £-0.30 · down 1.3% on 2023-24

Parks, street cleaning and roads here

What Inverclyde spent, net of income, on the lines readers ask about most. Roads and street cleaning are also shown per mile of road the council looks after, where it is the highway authority. Gully cleaning and verge cutting are inside routine maintenance; no return splits them out.

Inverclyde, 2024-25
LineNet spendingPer residentSimilar councils, per residentPer mile of roadChange
Parks and open spaces (including play areas)
Details for Parks and open spaces (including play areas)
£2.5m£32£32—down 1.6% on 2023-24
Per resident
£32
Similar councils, per resident
£32
Per mile of road
—
Change
down 1.6% on 2023-24
Road and bridge maintenance
Details for Road and bridge maintenance
£975k£12£43£3,931 (similar: £5,365)down 14.0% on 2023-24
Per resident
£12
Similar councils, per resident
£43
Per mile of road
£3,931 (similar: £5,365)
Change
down 14.0% on 2023-24
Winter service (gritting)
Details for Winter service (gritting)
£355k£4.52£12£1,431 (similar: £2,166)down 13.0% on 2023-24
Per resident
£4.52
Similar councils, per resident
£12
Per mile of road
£1,431 (similar: £2,166)
Change
down 13.0% on 2023-24
Street lighting (including energy)
Details for Street lighting (including energy)
£1.5m£19£12£6,109 (similar: £2,227)up 12.5% on 2023-24
Per resident
£19
Similar councils, per resident
£12
Per mile of road
£6,109 (similar: £2,227)
Change
up 12.5% on 2023-24

Miles of road: Department for Transport road lengths, 2025; locally managed major roads and all minor roads. More on what council tax does and doesn't pay for.

What it adds up to

Inverclyde: net spending per resident by service, 2024-25, against the median for Scottish councils
ServicePer residentMedian
Education
Details for Education
£1,442£1,454
Median
£1,454
Adult social care
Details for Adult social care
£803£695
Median
£695
Housing (not council homes)
Details for Housing (not council homes)
£148£56
Median
£56
Running the council
Details for Running the council
£139£82
Median
£82
Environment and regulation
Details for Environment and regulation
£133£139
Median
£139
Parks, leisure, libraries and culture
Details for Parks, leisure, libraries and culture
£104£115
Median
£115
Planning and development
Details for Planning and development
£78£34
Median
£34
Roads and transport
Details for Roads and transport
£62£89
Median
£89
Children's social care
Details for Children's social care
£47£174
Median
£174
Other services
Details for Other services
£-0.48£-3.59
Median
£-3.59
  • Inverclyde spent 39.0% of its gross service spending on its own staff in 2024-25 (median for Scottish councils: 42.2%); the rest went on suppliers, contractors, grants, benefits and other running costs.

What this data does and doesn't show

  • These are each body's own figures, as reported to government in its revenue outturn return. Net spending is after the fees, charges and grants a service brings in.
  • Your bill is for 2026-27; it is shared out using the latest published return, which covers an earlier year. The mix of spending changes little from one year to the next, but it does change.
  • Council tax is not ring-fenced: this shows your bill in proportion to spending, not what your money bought. Where a precept is set aside for adult social care, it is shown against adult social care.
  • No council publishes spending at street or property level, so nothing here says what was spent near you.
  • Sub-service lines are the ones the national returns itemise. Councils describe their own budgets differently; their budget books and statements of accounts have more detail.

Sources

How the split is worked out, and how the three nations' returns are matched to one list of services, is on the methodology page. The dataset is on the data page. See also council tax in Inverclyde and everything else about Inverclyde.

Common questions

What does council tax pay for in Inverclyde?
A Band D bill of £1,673.85 is split between Inverclyde. In proportion to spending, the largest line is education, £816.45.
Is council tax ring-fenced for particular services?
No. Council tax is pooled with grants, business rates and fees. The adult social care precept is the exception: councils raise it for adult social care.

Sources for this page

SourcePublisherFigures as ofUpdatedLicence
Council Tax Assumptions: Council Tax by BandScottish Governmentthe 2026–27 financial yearannualOpen Government Licence v3.0
Scottish Local Government Finance StatisticsScottish Government3 February 2026annualOpen Government Licence v3.0

Each source's figures are used under the licence shown. Our own words, analysis, charts and derived calculations are ours, under CC BY 4.0.

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