Where your money goes
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Where your council tax goes in Cardiff

Last updated . Figures refresh every night. How each figure is worked out.

A Band D council tax bill in Cardiff is £2,013.18 for 2026-27, split between Cardiff £1,603.72, South Wales Police £405.14, Community and town councils (average for the area) £4.32. Shared out in proportion to what each body spends, the largest single line is education at Cardiff: £708.92 of the bill. Council tax pays for 11% of the council's own spending; the rest is government grant, business rates and fees.

Figures for the 2026–27 financial year. Source: Welsh Government.

Key figures

  • £2,013.18Band D bill, 2026-27 As of 6 April 2026
  • £1,603.72Goes to Cardiff itself (80%) As of 6 April 2026
  • £708.92Largest line: education As of 16 October 2025
  • 10.7%Of the council's money that comes from council tax, 2024-25 As of 16 October 2025

Source: Welsh Government.

Who gets your bill

Figures are for a Band D home. Bands A to I pay a fixed fraction of this, set in law.

Cardiff 80%South Wales Police 20%Community and town councils (average for the area) 0%

Fire and rescue in Wales is paid for by a levy on each council, so it is inside the council part of the bill rather than a separate precept.

And where does that bit go?

Choose any part of the bill to see how it divides, then keep going as far as the published returns allow. Every level has its own link you can share.

Your bill: £2,013.18

  1. Cardiff £1,603.72

    Your council · 79.7% of the bill

  2. Police · 20.1% of the bill

  3. Community and town councils (average for the area) £4.32

    Parish or town council · 0.2% of the bill. Parish, town and community councils do not file spending returns with the government, so there is no national breakdown. Each publishes its own annual accounts.

Cardiff

£1,603.72 of your bill goes to Cardiff. It is shared out below in proportion to how Cardiff spent its money in 2024-25, its latest published return.

  1. Education £708.92

    44.2% of this part · £469.0m in 2024-25 · £1,229 per resident; similar councils £1,254 · up 10.2% on 2023-24

  2. 16.7% of this part · £177.5m in 2024-25 · £465 per resident; similar councils £589 · up 8.9% on 2023-24

  3. 13.9% of this part · £147.5m in 2024-25 · £387 per resident; similar councils £291 · down 0.7% on 2023-24

    Not council homes: see the note.

  4. 13.0% of this part · £137.8m in 2024-25 · £361 per resident; similar councils £346 · down 4.3% on 2023-24

  5. 4.9% of this part · £52.2m in 2024-25 · £137 per resident; similar councils £161 · down 11.6% on 2023-24

  6. 2.5% of this part · £26.2m in 2024-25 · £69 per resident; similar councils £101 · up 0.9% on 2023-24

  7. 2.4% of this part · £25.6m in 2024-25 · £67 per resident; similar councils £90 · up 7.0% on 2023-24

  8. 1.8% of this part · £19.3m in 2024-25 · £51 per resident; similar councils £78 · down 14.9% on 2023-24

  9. 0.6% of this part · £5.9m in 2024-25 · £16 per resident; similar councils £63 · down 11.1% on 2023-24

Which councils count as similar

Medians are across the 10 Welsh councils closest in population: Swansea, Rhondda Cynon Taf, Carmarthenshire, Caerphilly, Newport, Flintshire, Bridgend, Neath Port Talbot, Wrexham, Vale of Glamorgan. Per-resident figures use ONS mid-year population estimates.

Education

£708.92 of your bill goes to education at Cardiff. Here is how its £469.0m of net spending on it divides in the return.

  1. Schools £693.84

    97.9% of this · £459.1m in 2024-25 · £1,203 per resident; similar councils £1,219 · up 10.1% on 2023-24

  2. Other education £15.08

    2.1% of this · £10.0m in 2024-25 · £26 per resident; similar councils £26 · up 14.0% on 2023-24

Adult social care

£268.27 of your bill goes to adult social care at Cardiff. Here is how its £177.5m of net spending on it divides in the return.

  1. 46.6% of this · £82.7m in 2024-25 · £217 per resident; similar councils £288 · up 9.5% on 2023-24

  2. 32.4% of this · £57.5m in 2024-25 · £151 per resident; similar councils £198 · up 6.0% on 2023-24

  3. 10.7% of this · £19.0m in 2024-25 · £50 per resident; similar councils £52 · up 15.0% on 2023-24

  4. Other adult services £15.52

    5.8% of this · £10.3m in 2024-25 · £27 per resident; similar councils £19 · up 8.4% on 2023-24

  5. 4.5% of this · £8.0m in 2024-25 · £21 per resident; similar councils £43 · up 11.7% on 2023-24

Older people (65 and over)

£125.00 of your bill goes to older people (65 and over) at Cardiff. Here is how its £82.7m of net spending on it divides in the return.

  1. Home care £50.30

    40.2% of this · £33.3m in 2024-25 · £87 per resident; similar councils £82 · up 16.8% on 2023-24

  2. Nursing home placements £26.12

    20.9% of this · £17.3m in 2024-25 · £45 per resident; similar councils £47 · up 2.1% on 2023-24

  3. Residential care home placements £21.77

    17.4% of this · £14.4m in 2024-25 · £38 per resident; similar councils £82 · up 6.4% on 2023-24

  4. Other services £9.11

    7.3% of this · £6.0m in 2024-25 · £16 per resident; similar councils £7.76 · down 1.0% on 2023-24

  5. Direct payments £7.37

    5.9% of this · £4.9m in 2024-25 · £13 per resident; similar councils £9.29 · up 25.0% on 2023-24

  6. Assessment and care management £6.53

    5.2% of this · £4.3m in 2024-25 · £11 per resident; similar councils £36 · up 21.8% on 2023-24

  7. Equipment and adaptations £1.72

    1.4% of this · £1.1m in 2024-25 · £2.98 per resident; similar councils £2.21 · up 42.1% on 2023-24

  8. Supported and other accommodation £1.40

    1.1% of this · £924k in 2024-25 · £2.42 per resident; similar councils £5.17 · down 28.1% on 2023-24

  9. Day care £0.49

    0.4% of this · £324k in 2024-25 · £0.85 per resident; similar councils £3.65 · down 58.0% on 2023-24

  10. Meals £0.20

    0.2% of this · £135k in 2024-25 · £0.35 per resident; similar councils £0.00 · down 35.4% on 2023-24

Learning disability support

£86.89 of your bill goes to learning disability support at Cardiff. Here is how its £57.5m of net spending on it divides in the return.

  1. Home care £46.85

    53.9% of this · £31.0m in 2024-25 · £81 per resident; similar councils £1.90 · up 4.7% on 2023-24

  2. Residential care home placements £13.86

    15.9% of this · £9.2m in 2024-25 · £24 per resident; similar councils £37 · up 18.8% on 2023-24

  3. Day care £10.20

    11.7% of this · £6.7m in 2024-25 · £18 per resident; similar councils £28 · up 8.6% on 2023-24

  4. Other services £6.60

    7.6% of this · £4.4m in 2024-25 · £11 per resident; similar councils £1.89 · down 12.7% on 2023-24

  5. Direct payments £4.13

    4.7% of this · £2.7m in 2024-25 · £7.16 per resident; similar councils £14 · up 14.8% on 2023-24

  6. Assessment and care management £3.12

    3.6% of this · £2.1m in 2024-25 · £5.41 per resident; similar councils £6.80 · up 11.0% on 2023-24

  7. Nursing home placements £1.43

    1.6% of this · £944k in 2024-25 · £2.47 per resident; similar councils £2.95 · down 22.6% on 2023-24

  8. Supported and other accommodation £0.68

    0.8% of this · £449k in 2024-25 · £1.18 per resident; similar councils £97 · up 91.1% on 2023-24

  9. Equipment and adaptations £0.03

    under 0.1% of this · £19k in 2024-25 · £0.05 per resident; similar councils £0.00 · up 72.7% on 2023-24

Physical support

£28.72 of your bill goes to physical support at Cardiff. Here is how its £19.0m of net spending on it divides in the return.

  1. Home care £13.29

    46.3% of this · £8.8m in 2024-25 · £23 per resident; similar councils £12 · up 16.3% on 2023-24

  2. Direct payments £7.67

    26.7% of this · £5.1m in 2024-25 · £13 per resident; similar councils £10 · up 37.8% on 2023-24

  3. Nursing home placements £1.96

    6.8% of this · £1.3m in 2024-25 · £3.40 per resident; similar councils £3.32 · up 9.6% on 2023-24

  4. Residential care home placements £1.87

    6.5% of this · £1.2m in 2024-25 · £3.24 per resident; similar councils £9.82 · down 1.4% on 2023-24

  5. Other services £1.16

    4.0% of this · £765k in 2024-25 · £2.01 per resident; similar councils £0.85 · down 34.8% on 2023-24

  6. Equipment and adaptations £1.02

    3.6% of this · £678k in 2024-25 · £1.78 per resident; similar councils £2.92 · up 26.3% on 2023-24

  7. Day care £0.97

    3.4% of this · £639k in 2024-25 · £1.67 per resident; similar councils £0.62 · up 4.6% on 2023-24

  8. Assessment and care management £0.79

    2.7% of this · £521k in 2024-25 · £1.37 per resident; similar councils £5.55 · down 1.3% on 2023-24

Mental health support

£12.14 of your bill goes to mental health support at Cardiff. Here is how its £8.0m of net spending on it divides in the return.

  1. Assessment and care management £3.62

    29.8% of this · £2.4m in 2024-25 · £6.27 per resident; similar councils £7.58 · up 19.9% on 2023-24

  2. Residential care home placements £2.66

    21.9% of this · £1.8m in 2024-25 · £4.61 per resident; similar councils £14 · up 4.3% on 2023-24

  3. Home care £1.98

    16.3% of this · £1.3m in 2024-25 · £3.43 per resident; similar councils £1.83 · up 34.4% on 2023-24

  4. Other services £1.82

    15.0% of this · £1.2m in 2024-25 · £3.16 per resident; similar councils £1.57 · down 11.1% on 2023-24

  5. Nursing home placements £1.04

    8.6% of this · £690k in 2024-25 · £1.81 per resident; similar councils £2.17 · up 23.9% on 2023-24

  6. Day care £1.00

    8.3% of this · £663k in 2024-25 · £1.74 per resident; similar councils £2.13 · up 7.6% on 2023-24

  7. Equipment and adaptations £0.01

    0.1% of this · £9k in 2024-25 · £0.02 per resident; similar councils £0.00 · up 80.0% on 2023-24

Housing (not council homes)

£222.97 of your bill goes to housing (not council homes) at Cardiff. Here is how its £147.5m of net spending on it divides in the return.

  1. Housing benefit, homelessness and housing services £176.17

    79.0% of this · £116.6m in 2024-25 · £306 per resident; similar councils £253 · down 2.9% on 2023-24

  2. Other General Fund housing £46.80

    21.0% of this · £31.0m in 2024-25 · £81 per resident; similar councils £50 · up 8.7% on 2023-24

Council homes are not in this. Council housing is paid for through the Housing Revenue Account, from tenants' rents, and the law keeps it separate from the General Fund that council tax goes into. Cardiff reported no Housing Revenue Account for 2024-25: it has no council homes of its own, or they were transferred to a housing association. What council tax does and doesn't pay for.

Children's social care

£208.33 of your bill goes to children's social care at Cardiff. Here is how its £137.8m of net spending on it divides in the return.

  1. Children looked after £131.22

    63.0% of this · £86.8m in 2024-25 · £228 per resident; similar councils £173 · down 0.1% on 2023-24

  2. Safeguarding and social work £30.87

    14.8% of this · £20.4m in 2024-25 · £54 per resident; similar councils £55 · up 6.4% on 2023-24

  3. Children's centres and early years £21.76

    10.4% of this · £14.4m in 2024-25 · £38 per resident; similar councils £53 · down 3.3% on 2023-24

  4. Family support £16.54

    7.9% of this · £10.9m in 2024-25 · £29 per resident; similar councils £29 · down 39.6% on 2023-24

  5. Youth justice £4.18

    2.0% of this · £2.8m in 2024-25 · £7.25 per resident; similar councils £6.93 · up 13.3% on 2023-24

  6. Asylum-seeking children £3.46

    1.7% of this · £2.3m in 2024-25 · £5.99 per resident; similar councils £3.58 · up 2.0% on 2023-24

  7. Other children's and families' services £0.30

    0.1% of this · £198k in 2024-25 · £0.52 per resident; similar councils £1.95 · down 13.9% on 2023-24

Environment and regulation

£78.91 of your bill goes to environment and regulation at Cardiff. Here is how its £52.2m of net spending on it divides in the return.

  1. Waste collection, disposal and recycling £52.07

    66.0% of this · £34.6m in 2024-25 · £91 per resident; similar councils £106 · up 0.9% on 2023-24

  2. Street cleaning £15.81

    20.0% of this · £10.5m in 2024-25 · £28 per resident; similar councils £19 · up 1.4% on 2023-24

  3. Environmental health, food safety, pest control and licensing £7.11

    9.0% of this · £4.7m in 2024-25 · £12 per resident; similar councils £15 · up 1.3% on 2023-24

  4. Community safety and CCTV £3.82

    4.8% of this · £2.5m in 2024-25 · £6.66 per resident; similar councils £4.98 · down 73.0% on 2023-24

  5. Flood defence, land drainage and coast protection £0.10

    0.1% of this · £65k in 2024-25 · £0.17 per resident; similar councils £3.70 · up 170.8% on 2023-24

  6. Trading standards £0.00

    under 0.1% of this · £2k in 2024-25 · £0.01 per resident; similar councils £4.55

Roads and transport

£39.55 of your bill goes to roads and transport at Cardiff. Here is how its £26.2m of net spending on it divides in the return.

  1. Concessionary bus fares £11.71

    29.6% of this · £9.9m in 2024-25 · £26 per resident; similar councils £16 · up 13.6% on 2023-24

  2. 19.3% of this · £6.5m in 2024-25 · £17 per resident; similar councils £36 · down 6.5% on 2023-24

  3. Other transport (airports, harbours, tolls) £7.30

    18.5% of this · £6.2m in 2024-25 · £16 per resident; similar councils £0.00 · up 2.6% on 2023-24

  4. Support for bus, rail and other public transport £4.74

    12.0% of this · £4.0m in 2024-25 · £11 per resident; similar councils £21 · up 187.4% on 2023-24

  5. Street lighting (including energy) £4.44

    11.2% of this · £3.8m in 2024-25 · £9.87 per resident; similar councils £12 · down 10.1% on 2023-24

  6. Transport planning and policy £3.05

    7.7% of this · £2.6m in 2024-25 · £6.78 per resident; similar councils £3.29 · down 3.0% on 2023-24

  7. Winter service (gritting) £0.70

    1.8% of this · £593k in 2024-25 · £1.55 per resident; similar councils £4.07 · up 8.0% on 2023-24

Road and bridge maintenance

£7.62 of your bill goes to road and bridge maintenance at Cardiff. Here is how its £6.5m of net spending on it divides in the return.

  1. Structural maintenance (resurfacing, bridges) £4.20

    55.1% of this · £3.6m in 2024-25 · £9.33 per resident; similar councils £14 · up 10.7% on 2023-24

  2. Environmental, safety and routine maintenance £3.42

    44.9% of this · £2.9m in 2024-25 · £7.60 per resident; similar councils £23 · down 21.4% on 2023-24

Running the council

£38.68 of your bill goes to running the council at Cardiff. Here is how its £25.6m of net spending on it divides in the return.

  1. Collecting council tax and business rates £20.73

    53.6% of this · £13.7m in 2024-25 · £36 per resident; similar councils £8.08 · up 19.3% on 2023-24

  2. Corporate and democratic core £13.61

    35.2% of this · £9.0m in 2024-25 · £24 per resident; similar councils £31 · up 31.8% on 2023-24

  3. Non-distributed costs (past pensions, unused assets) £2.10

    5.4% of this · £1.4m in 2024-25 · £3.64 per resident; similar councils £12 · up 34.3% on 2023-24

  4. Coroners' and other courts £1.74

    4.5% of this · £1.1m in 2024-25 · £3.01 per resident; similar councils £2.83 · up 9.3% on 2023-24

  5. Other central services £0.50

    1.3% of this · £332k in 2024-25 · £0.87 per resident; similar councils £11 · down 90.5% on 2023-24

Parks, leisure, libraries and culture

£29.12 of your bill goes to parks, leisure, libraries and culture at Cardiff. Here is how its £19.3m of net spending on it divides in the return.

  1. Parks and open spaces (including play areas) £12.58

    43.2% of this · £8.3m in 2024-25 · £22 per resident; similar councils £24 · up 2.1% on 2023-24

  2. Libraries £7.65

    26.3% of this · £5.1m in 2024-25 · £13 per resident; similar councils £14 · down 3.4% on 2023-24

  3. Sport and leisure £5.53

    19.0% of this · £3.7m in 2024-25 · £9.59 per resident; similar councils £28 · down 6.9% on 2023-24

  4. Museums, arts, heritage and archives £2.25

    7.7% of this · £1.5m in 2024-25 · £3.91 per resident; similar councils £12 · down 65.3% on 2023-24

  5. Tourism £1.10

    3.8% of this · £731k in 2024-25 · £1.92 per resident; similar councils £2.49 · down 28.3% on 2023-24

Planning and development

£8.96 of your bill goes to planning and development at Cardiff. Here is how its £5.9m of net spending on it divides in the return.

  1. Community development £3.83

    42.7% of this · £2.5m in 2024-25 · £6.64 per resident; similar councils £7.40 · down 37.0% on 2023-24

  2. Planning policy £2.43

    27.1% of this · £1.6m in 2024-25 · £4.21 per resident; similar councils £4.13 · down 35.5% on 2023-24

  3. Planning applications (development management) £1.43

    15.9% of this · £943k in 2024-25 · £2.47 per resident; similar councils £4.30

  4. Economic development and business support £1.11

    12.4% of this · £734k in 2024-25 · £1.92 per resident; similar councils £37 · up 110.3% on 2023-24

  5. Building control £0.17

    1.9% of this · £111k in 2024-25 · £0.29 per resident; similar councils £1.42 · up 88.1% on 2023-24

South Wales Police

£405.14 of your bill is this year's adult social care precept, which councils may raise on top of the usual limit for adult social care. It is shown against how South Wales Police's adult social care spending of £433.1m divided in 2024-25. MHCLG publishes only this year's increase; the running total since 2016-17 printed on your bill is in the council part above.

    Parks, street cleaning and roads here

    What Cardiff spent, net of income, on the lines readers ask about most. Roads and street cleaning are also shown per mile of road the council looks after, where it is the highway authority. Gully cleaning and verge cutting are inside routine maintenance; no return splits them out.

    Cardiff, 2024-25
    LineNet spendingPer residentSimilar councils, per residentPer mile of roadChange
    Parks and open spaces (including play areas)
    Details for Parks and open spaces (including play areas)
    £8.3m£22£24—up 2.1% on 2023-24
    Per resident
    £22
    Similar councils, per resident
    £24
    Per mile of road
    —
    Change
    up 2.1% on 2023-24
    Street cleaning
    Details for Street cleaning
    £10.5m£28£19£15,449 (similar: £5,361)up 1.4% on 2023-24
    Per resident
    £28
    Similar councils, per resident
    £19
    Per mile of road
    £15,449 (similar: £5,361)
    Change
    up 1.4% on 2023-24
    Road and bridge maintenance
    Details for Road and bridge maintenance
    £6.5m£17£36£9,499 (similar: £10,012)down 6.5% on 2023-24
    Per resident
    £17
    Similar councils, per resident
    £36
    Per mile of road
    £9,499 (similar: £10,012)
    Change
    down 6.5% on 2023-24
    Environmental, safety and routine maintenance
    Details for Environmental, safety and routine maintenance
    £2.9m£7.60£23£4,265 (similar: £4,060)down 21.4% on 2023-24
    Per resident
    £7.60
    Similar councils, per resident
    £23
    Per mile of road
    £4,265 (similar: £4,060)
    Change
    down 21.4% on 2023-24
    Structural maintenance (resurfacing, bridges)
    Details for Structural maintenance (resurfacing, bridges)
    £3.6m£9.33£14£5,234 (similar: £2,561)up 10.7% on 2023-24
    Per resident
    £9.33
    Similar councils, per resident
    £14
    Per mile of road
    £5,234 (similar: £2,561)
    Change
    up 10.7% on 2023-24
    Winter service (gritting)
    Details for Winter service (gritting)
    £593k£1.55£4.07£872 (similar: £1,156)up 8.0% on 2023-24
    Per resident
    £1.55
    Similar councils, per resident
    £4.07
    Per mile of road
    £872 (similar: £1,156)
    Change
    up 8.0% on 2023-24
    Street lighting (including energy)
    Details for Street lighting (including energy)
    £3.8m£9.87£12£5,535 (similar: £3,081)down 10.1% on 2023-24
    Per resident
    £9.87
    Similar councils, per resident
    £12
    Per mile of road
    £5,535 (similar: £3,081)
    Change
    down 10.1% on 2023-24

    Miles of road: Department for Transport road lengths, 2025; locally managed major roads and all minor roads. More on what council tax does and doesn't pay for.

    What it adds up to

    Cardiff: net spending per resident by service, 2024-25, against the median for Welsh councils
    ServicePer residentMedian
    Education
    Details for Education
    £1,229£1,247
    Median
    £1,247
    Adult social care
    Details for Adult social care
    £465£623
    Median
    £623
    Housing (not council homes)
    Details for Housing (not council homes)
    £387£319
    Median
    £319
    Children's social care
    Details for Children's social care
    £361£347
    Median
    £347
    Environment and regulation
    Details for Environment and regulation
    £137£169
    Median
    £169
    Roads and transport
    Details for Roads and transport
    £69£105
    Median
    £105
    Running the council
    Details for Running the council
    £67£92
    Median
    £92
    Parks, leisure, libraries and culture
    Details for Parks, leisure, libraries and culture
    £51£80
    Median
    £80
    Planning and development
    Details for Planning and development
    £16£67
    Median
    £67
    • Staff costs are not published by service for Cardiff, so its split between its own staff and everything else cannot be shown.

    What this data does and doesn't show

    • These are each body's own figures, as reported to government in its revenue outturn return. Net spending is after the fees, charges and grants a service brings in.
    • Your bill is for 2026-27; it is shared out using the latest published return, which covers an earlier year. The mix of spending changes little from one year to the next, but it does change.
    • Council tax is not ring-fenced: this shows your bill in proportion to spending, not what your money bought. Where a precept is set aside for adult social care, it is shown against adult social care.
    • No council publishes spending at street or property level, so nothing here says what was spent near you.
    • Sub-service lines are the ones the national returns itemise. Councils describe their own budgets differently; their budget books and statements of accounts have more detail.

    Sources

    How the split is worked out, and how the three nations' returns are matched to one list of services, is on the methodology page. The dataset is on the data page. See also council tax in Cardiff and everything else about Cardiff.

    Common questions

    What does council tax pay for in Cardiff?
    A Band D bill of £2,013.18 is split between Cardiff, South Wales Police, Community and town councils (average for the area). In proportion to spending, the largest line is education, £708.92.
    Is council tax ring-fenced for particular services?
    No. Council tax is pooled with grants, business rates and fees. The adult social care precept is the exception: councils raise it for adult social care.

    Sources for this page

    SourcePublisherFigures as ofUpdatedLicence
    Council Tax levelsWelsh Governmentthe 2026–27 financial yearannualOpen Government Licence v3.0
    Local authority revenue outturn expenditure and financing (StatsWales)Welsh Government16 October 2025annualOpen Government Licence v3.0

    Each source's figures are used under the licence shown. Our own words, analysis, charts and derived calculations are ours, under CC BY 4.0.

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