Where your money goes
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Where your council tax goes in Ceredigion

Last updated . Figures refresh every night. How each figure is worked out.

A Band D council tax bill in Ceredigion is £2,419.45 for 2026-27, split between Ceredigion £1,976.18, Dyfed Powys Police £387.63, Community and town councils (average for the area) £55.64. Shared out in proportion to what each body spends, the largest single line is education at Ceredigion: £782.32 of the bill. Council tax pays for 13% of the council's own spending; the rest is government grant, business rates and fees.

Figures for the 2026–27 financial year. Source: Welsh Government.

Key figures

  • £2,419.45Band D bill, 2026-27 As of 6 April 2026
  • £1,976.18Goes to Ceredigion itself (82%) As of 6 April 2026
  • £782.32Largest line: education As of 16 October 2025
  • 13.3%Of the council's money that comes from council tax, 2024-25 As of 16 October 2025

Source: Welsh Government.

Who gets your bill

Figures are for a Band D home. Bands A to I pay a fixed fraction of this, set in law.

Ceredigion 82%Dyfed Powys Police 16%Community and town councils (average for the area) 2%

Fire and rescue in Wales is paid for by a levy on each council, so it is inside the council part of the bill rather than a separate precept.

And where does that bit go?

Choose any part of the bill to see how it divides, then keep going as far as the published returns allow. Every level has its own link you can share.

Your bill: £2,419.45

  1. Ceredigion £1,976.18

    Your council · 81.7% of the bill

  2. Police · 16.0% of the bill

  3. Community and town councils (average for the area) £55.64

    Parish or town council · 2.3% of the bill. Parish, town and community councils do not file spending returns with the government, so there is no national breakdown. Each publishes its own annual accounts.

Ceredigion

£1,976.18 of your bill goes to Ceredigion. It is shared out below in proportion to how Ceredigion spent its money in 2024-25, its latest published return.

  1. Education £782.32

    39.6% of this part · £87.7m in 2024-25 · £1,206 per resident; similar councils £1,230 · up 5.3% on 2023-24

  2. 25.9% of this part · £57.4m in 2024-25 · £790 per resident; similar councils £649 · down 2.2% on 2023-24

  3. 12.7% of this part · £28.1m in 2024-25 · £386 per resident; similar councils £341 · up 0.4% on 2023-24

  4. 6.9% of this part · £15.3m in 2024-25 · £211 per resident; similar councils £326 · down 9.2% on 2023-24

    Not council homes: see the note.

  5. 5.4% of this part · £11.9m in 2024-25 · £164 per resident; similar councils £105 · up 1.1% on 2023-24

  6. 5.1% of this part · £11.2m in 2024-25 · £154 per resident; similar councils £178 · up 4.3% on 2023-24

  7. 2.5% of this part · £5.5m in 2024-25 · £75 per resident; similar councils £100 · down 2.5% on 2023-24

  8. 1.5% of this part · £3.4m in 2024-25 · £47 per resident; similar councils £88 · down 36.8% on 2023-24

  9. 0.4% of this part · £977k in 2024-25 · £13 per resident; similar councils £99 · down 83.6% on 2023-24

Which councils count as similar

Medians are across the 10 Welsh councils closest in population: Isle of Anglesey, Blaenau Gwent, Merthyr Tydfil, Torfaen, Monmouthshire, Denbighshire, Conwy, Gwynedd, Pembrokeshire, Powys. Per-resident figures use ONS mid-year population estimates.

Education

£782.32 of your bill goes to education at Ceredigion. Here is how its £87.7m of net spending on it divides in the return.

  1. Schools £756.48

    96.7% of this · £84.8m in 2024-25 · £1,166 per resident; similar councils £1,184 · up 7.4% on 2023-24

  2. Other education £25.84

    3.3% of this · £2.9m in 2024-25 · £40 per resident; similar councils £43 · down 33.0% on 2023-24

Adult social care

£512.47 of your bill goes to adult social care at Ceredigion. Here is how its £57.4m of net spending on it divides in the return.

  1. 61.5% of this · £35.4m in 2024-25 · £487 per resident; similar councils £324 · up 8.3% on 2023-24

  2. 23.3% of this · £13.4m in 2024-25 · £185 per resident; similar councils £196 · down 16.5% on 2023-24

  3. 8.6% of this · £5.0m in 2024-25 · £68 per resident; similar councils £48 · down 8.8% on 2023-24

  4. Other adult services £18.29

    3.6% of this · £2.1m in 2024-25 · £28 per resident; similar councils £17 · down 4.5% on 2023-24

  5. 3.1% of this · £1.8m in 2024-25 · £24 per resident; similar councils £47 · down 25.2% on 2023-24

Older people (65 and over)

£315.11 of your bill goes to older people (65 and over) at Ceredigion. Here is how its £35.4m of net spending on it divides in the return.

  1. Residential care home placements £137.22

    43.5% of this · £15.4m in 2024-25 · £212 per resident; similar councils £109 · down 13.8% on 2023-24

  2. Assessment and care management £55.53

    17.6% of this · £6.2m in 2024-25 · £86 per resident; similar councils £37 · down 5.4% on 2023-24

  3. Home care £48.44

    15.4% of this · £5.4m in 2024-25 · £75 per resident; similar councils £89 · up 24.9% on 2023-24

  4. Other services £20.70

    6.6% of this · £2.3m in 2024-25 · £32 per resident; similar councils £13 · up 269.4% on 2023-24

  5. Direct payments £18.27

    5.8% of this · £2.1m in 2024-25 · £28 per resident; similar councils £15 · down 6.8% on 2023-24

  6. Nursing home placements £17.61

    5.6% of this · £2.0m in 2024-25 · £27 per resident; similar councils £53

  7. Day care £14.36

    4.6% of this · £1.6m in 2024-25 · £22 per resident; similar councils £5.04 · up 915.1% on 2023-24

  8. Equipment and adaptations £2.95

    0.9% of this · £332k in 2024-25 · £4.57 per resident; similar councils £2.45 · down 10.0% on 2023-24

  9. Meals £0.03

    under 0.1% of this · £3k in 2024-25 · £0.04 per resident; similar councils £0.00 · down 57.1% on 2023-24

Learning disability support

£119.34 of your bill goes to learning disability support at Ceredigion. Here is how its £13.4m of net spending on it divides in the return.

  1. Residential care home placements £54.82

    45.9% of this · £6.4m in 2024-25 · £88 per resident; similar councils £45 · up 6.8% on 2023-24

  2. Supported and other accommodation £29.90

    25.1% of this · £3.5m in 2024-25 · £48 per resident; similar councils £68 · down 12.1% on 2023-24

  3. Direct payments £13.58

    11.4% of this · £1.6m in 2024-25 · £22 per resident; similar councils £12 · up 38.2% on 2023-24

  4. Other services £11.47

    9.6% of this · £1.3m in 2024-25 · £18 per resident; similar councils £2.93 · down 24.1% on 2023-24

  5. Assessment and care management £6.19

    5.2% of this · £721k in 2024-25 · £9.92 per resident; similar councils £10 · down 57.6% on 2023-24

  6. Day care £3.20

    2.7% of this · £372k in 2024-25 · £5.12 per resident; similar councils £17 · down 75.6% on 2023-24

  7. Equipment and adaptations £0.15

    0.1% of this · £18k in 2024-25 · £0.25 per resident; similar councils £0.00

  8. Meals £0.02

    under 0.1% of this · £2k in 2024-25 · £0.03 per resident; similar councils £0.00 · up 100.0% on 2023-24

Mental health support

£44.06 of your bill goes to mental health support at Ceredigion. Here is how its £5.0m of net spending on it divides in the return.

  1. Residential care home placements £20.30

    46.1% of this · £2.3m in 2024-25 · £31 per resident; similar councils £16 · down 10.2% on 2023-24

  2. Assessment and care management £11.50

    26.1% of this · £1.3m in 2024-25 · £18 per resident; similar councils £9.67 · up 217.7% on 2023-24

  3. Other services £4.53

    10.3% of this · £509k in 2024-25 · £7.00 per resident; similar councils £2.16 · down 71.1% on 2023-24

  4. Supported and other accommodation £3.59

    8.2% of this · £404k in 2024-25 · £5.56 per resident; similar councils £2.10 · up 34.2% on 2023-24

  5. Direct payments £2.76

    6.3% of this · £310k in 2024-25 · £4.26 per resident; similar councils £0.25 · up 7.3% on 2023-24

  6. Nursing home placements £1.37

    3.1% of this · £154k in 2024-25 · £2.12 per resident; similar councils £1.33

Physical support

£15.68 of your bill goes to physical support at Ceredigion. Here is how its £1.8m of net spending on it divides in the return.

  1. Direct payments £8.05

    51.4% of this · £905k in 2024-25 · £12 per resident; similar councils £7.64 · up 14.7% on 2023-24

  2. Residential care home placements £2.94

    18.7% of this · £330k in 2024-25 · £4.54 per resident; similar councils £6.06 · down 6.8% on 2023-24

  3. Nursing home placements £1.84

    11.7% of this · £207k in 2024-25 · £2.85 per resident; similar councils £3.97

  4. Equipment and adaptations £1.49

    9.5% of this · £168k in 2024-25 · £2.31 per resident; similar councils £1.52 · down 72.4% on 2023-24

  5. Other services £0.88

    5.6% of this · £99k in 2024-25 · £1.36 per resident; similar councils £0.59 · down 83.6% on 2023-24

  6. Assessment and care management £0.47

    3.0% of this · £53k in 2024-25 · £0.73 per resident; similar councils £8.05

Children's social care

£250.42 of your bill goes to children's social care at Ceredigion. Here is how its £28.1m of net spending on it divides in the return.

  1. Children looked after £154.72

    61.8% of this · £17.3m in 2024-25 · £239 per resident; similar councils £206 · up 7.1% on 2023-24

  2. Safeguarding and social work £35.75

    14.3% of this · £4.0m in 2024-25 · £55 per resident; similar councils £67 · up 348.7% on 2023-24

  3. Family support £27.70

    11.1% of this · £3.1m in 2024-25 · £43 per resident; similar councils £31 · down 46.1% on 2023-24

  4. Children's centres and early years £19.75

    7.9% of this · £2.2m in 2024-25 · £30 per resident; similar councils £46 · down 22.0% on 2023-24

  5. Youth justice £6.06

    2.4% of this · £679k in 2024-25 · £9.34 per resident; similar councils £5.10 · down 23.8% on 2023-24

  6. Other children's and families' services £4.29

    1.7% of this · £481k in 2024-25 · £6.62 per resident; similar councils £6.64 · up 353.8% on 2023-24

  7. Asylum-seeking children £2.03

    0.8% of this · £228k in 2024-25 · £3.14 per resident; similar councils £0.00 · down 62.9% on 2023-24

  8. Services for young people £0.11

    under 0.1% of this · £12k in 2024-25 · £0.17 per resident; similar councils £0.00 · down 98.2% on 2023-24

Housing (not council homes)

£136.65 of your bill goes to housing (not council homes) at Ceredigion. Here is how its £15.3m of net spending on it divides in the return.

  1. Housing benefit, homelessness and housing services £125.95

    92.2% of this · £14.1m in 2024-25 · £194 per resident; similar councils £277 · down 12.4% on 2023-24

  2. Other General Fund housing £10.70

    7.8% of this · £1.2m in 2024-25 · £16 per resident; similar councils £50 · up 59.9% on 2023-24

Council homes are not in this. Council housing is paid for through the Housing Revenue Account, from tenants' rents, and the law keeps it separate from the General Fund that council tax goes into. Ceredigion reported no Housing Revenue Account for 2024-25: it has no council homes of its own, or they were transferred to a housing association. What council tax does and doesn't pay for.

Roads and transport

£106.60 of your bill goes to roads and transport at Ceredigion. Here is how its £11.9m of net spending on it divides in the return.

  1. 49.5% of this · £6.4m in 2024-25 · £88 per resident; similar councils £43 · up 4.3% on 2023-24

  2. Support for bus, rail and other public transport £18.23

    17.1% of this · £2.2m in 2024-25 · £30 per resident; similar councils £16 · down 5.5% on 2023-24

  3. Transport planning and policy £15.57

    14.6% of this · £1.9m in 2024-25 · £26 per resident; similar councils £2.83 · down 18.4% on 2023-24

  4. Winter service (gritting) £6.89

    6.5% of this · £837k in 2024-25 · £12 per resident; similar councils £7.85 · down 8.6% on 2023-24

  5. Street lighting (including energy) £5.74

    5.4% of this · £697k in 2024-25 · £9.59 per resident; similar councils £11 · down 4.7% on 2023-24

  6. Concessionary bus fares £5.32

    5.0% of this · £646k in 2024-25 · £8.89 per resident; similar councils £23 · up 11.2% on 2023-24

  7. Traffic management and road safety £2.03

    1.9% of this · £246k in 2024-25 · £3.38 per resident; similar councils £4.42

Road and bridge maintenance

£52.82 of your bill goes to road and bridge maintenance at Ceredigion. Here is how its £6.4m of net spending on it divides in the return.

  1. Environmental, safety and routine maintenance £30.03

    56.9% of this · £3.6m in 2024-25 · £50 per resident; similar councils £26 · up 11.0% on 2023-24

  2. Structural maintenance (resurfacing, bridges) £22.78

    43.1% of this · £2.8m in 2024-25 · £38 per resident; similar councils £13 · down 3.4% on 2023-24

Environment and regulation

£99.82 of your bill goes to environment and regulation at Ceredigion. Here is how its £11.2m of net spending on it divides in the return.

  1. Waste collection, disposal and recycling £63.49

    63.6% of this · £7.2m in 2024-25 · £99 per resident; similar councils £122 · up 7.8% on 2023-24

  2. Environmental health, food safety, pest control and licensing £16.28

    16.3% of this · £1.9m in 2024-25 · £25 per resident; similar councils £21 · up 6.0% on 2023-24

  3. Flood defence, land drainage and coast protection £11.89

    11.9% of this · £1.4m in 2024-25 · £19 per resident; similar councils £5.10 · up 26.4% on 2023-24

  4. Street cleaning £5.35

    5.4% of this · £609k in 2024-25 · £8.38 per resident; similar councils £21 · down 16.8% on 2023-24

  5. Trading standards £2.80

    2.8% of this · £319k in 2024-25 · £4.39 per resident; similar councils £5.11 · up 7.4% on 2023-24

Parks, leisure, libraries and culture

£48.66 of your bill goes to parks, leisure, libraries and culture at Ceredigion. Here is how its £5.5m of net spending on it divides in the return.

  1. Sport and leisure £19.81

    40.7% of this · £2.2m in 2024-25 · £31 per resident; similar councils £36 · up 6.3% on 2023-24

  2. Museums, arts, heritage and archives £10.11

    20.8% of this · £1.1m in 2024-25 · £16 per resident; similar councils £12 · down 3.5% on 2023-24

  3. Libraries £8.56

    17.6% of this · £960k in 2024-25 · £13 per resident; similar councils £13 · up 0.6% on 2023-24

  4. Parks and open spaces (including play areas) £6.75

    13.9% of this · £757k in 2024-25 · £10 per resident; similar councils £28 · down 29.0% on 2023-24

  5. Tourism £3.43

    7.0% of this · £384k in 2024-25 · £5.28 per resident; similar councils £3.35 · up 24.3% on 2023-24

Planning and development

£30.52 of your bill goes to planning and development at Ceredigion. Here is how its £3.4m of net spending on it divides in the return.

  1. Economic development and business support £19.05

    62.4% of this · £2.1m in 2024-25 · £29 per resident; similar councils £43 · down 41.4% on 2023-24

  2. Planning policy £4.53

    14.8% of this · £508k in 2024-25 · £6.99 per resident; similar councils £4.50 · up 76.4% on 2023-24

  3. Community development £3.07

    10.1% of this · £344k in 2024-25 · £4.73 per resident; similar councils £5.66 · down 47.5% on 2023-24

  4. Environmental initiatives £1.64

    5.4% of this · £184k in 2024-25 · £2.53 per resident; similar councils £3.42 · down 32.8% on 2023-24

  5. Planning applications (development management) £1.36

    4.4% of this · £152k in 2024-25 · £2.09 per resident; similar councils £5.99 · down 66.0% on 2023-24

  6. Building control £0.87

    2.9% of this · £98k in 2024-25 · £1.35 per resident; similar councils £1.78 · down 3.0% on 2023-24

Running the council

£8.72 of your bill goes to running the council at Ceredigion. Here is how its £977k of net spending on it divides in the return.

  1. Collecting council tax and business rates £5.54

    63.6% of this · £2.2m in 2024-25 · £30 per resident; similar councils £21 · up 44.4% on 2023-24

  2. Other central services £1.45

    16.6% of this · £565k in 2024-25 · £7.77 per resident; similar councils £37 · down 34.3% on 2023-24

  3. Non-distributed costs (past pensions, unused assets) £1.14

    13.1% of this · £445k in 2024-25 · £6.12 per resident; similar councils £4.29 · down 28.3% on 2023-24

  4. Coroners' and other courts £0.58

    6.7% of this · £227k in 2024-25 · £3.12 per resident; similar councils £3.30 · up 26.1% on 2023-24

Dyfed Powys Police

£387.63 of your bill is this year's adult social care precept, which councils may raise on top of the usual limit for adult social care. It is shown against how Dyfed Powys Police's adult social care spending of £129.8m divided in 2024-25. MHCLG publishes only this year's increase; the running total since 2016-17 printed on your bill is in the council part above.

    Parks, street cleaning and roads here

    What Ceredigion spent, net of income, on the lines readers ask about most. Roads and street cleaning are also shown per mile of road the council looks after, where it is the highway authority. Gully cleaning and verge cutting are inside routine maintenance; no return splits them out.

    Ceredigion, 2024-25
    LineNet spendingPer residentSimilar councils, per residentPer mile of roadChange
    Parks and open spaces (including play areas)
    Details for Parks and open spaces (including play areas)
    £757k£10£28—down 29.0% on 2023-24
    Per resident
    £10
    Similar councils, per resident
    £28
    Per mile of road
    —
    Change
    down 29.0% on 2023-24
    Street cleaning
    Details for Street cleaning
    £609k£8.38£21£457 (similar: £2,818)down 16.8% on 2023-24
    Per resident
    £8.38
    Similar councils, per resident
    £21
    Per mile of road
    £457 (similar: £2,818)
    Change
    down 16.8% on 2023-24
    Road and bridge maintenance
    Details for Road and bridge maintenance
    £6.4m£88£43£4,807 (similar: £5,629)up 4.3% on 2023-24
    Per resident
    £88
    Similar councils, per resident
    £43
    Per mile of road
    £4,807 (similar: £5,629)
    Change
    up 4.3% on 2023-24
    Environmental, safety and routine maintenance
    Details for Environmental, safety and routine maintenance
    £3.6m£50£26£2,733 (similar: £2,850)up 11.0% on 2023-24
    Per resident
    £50
    Similar councils, per resident
    £26
    Per mile of road
    £2,733 (similar: £2,850)
    Change
    up 11.0% on 2023-24
    Structural maintenance (resurfacing, bridges)
    Details for Structural maintenance (resurfacing, bridges)
    £2.8m£38£13£2,073 (similar: £2,545)down 3.4% on 2023-24
    Per resident
    £38
    Similar councils, per resident
    £13
    Per mile of road
    £2,073 (similar: £2,545)
    Change
    down 3.4% on 2023-24
    Winter service (gritting)
    Details for Winter service (gritting)
    £837k£12£7.85£627 (similar: £951)down 8.6% on 2023-24
    Per resident
    £12
    Similar councils, per resident
    £7.85
    Per mile of road
    £627 (similar: £951)
    Change
    down 8.6% on 2023-24
    Street lighting (including energy)
    Details for Street lighting (including energy)
    £697k£9.59£11£522 (similar: £1,527)down 4.7% on 2023-24
    Per resident
    £9.59
    Similar councils, per resident
    £11
    Per mile of road
    £522 (similar: £1,527)
    Change
    down 4.7% on 2023-24

    Miles of road: Department for Transport road lengths, 2025; locally managed major roads and all minor roads. More on what council tax does and doesn't pay for.

    What it adds up to

    Ceredigion: net spending per resident by service, 2024-25, against the median for Welsh councils
    ServicePer residentMedian
    Education
    Details for Education
    £1,206£1,247
    Median
    £1,247
    Adult social care
    Details for Adult social care
    £790£607
    Median
    £607
    Children's social care
    Details for Children's social care
    £386£347
    Median
    £347
    Housing (not council homes)
    Details for Housing (not council homes)
    £211£319
    Median
    £319
    Roads and transport
    Details for Roads and transport
    £164£104
    Median
    £104
    Environment and regulation
    Details for Environment and regulation
    £154£169
    Median
    £169
    Parks, leisure, libraries and culture
    Details for Parks, leisure, libraries and culture
    £75£80
    Median
    £80
    Planning and development
    Details for Planning and development
    £47£67
    Median
    £67
    Running the council
    Details for Running the council
    £13£92
    Median
    £92
    • Staff costs are not published by service for Ceredigion, so its split between its own staff and everything else cannot be shown.

    What this data does and doesn't show

    • These are each body's own figures, as reported to government in its revenue outturn return. Net spending is after the fees, charges and grants a service brings in.
    • Your bill is for 2026-27; it is shared out using the latest published return, which covers an earlier year. The mix of spending changes little from one year to the next, but it does change.
    • Council tax is not ring-fenced: this shows your bill in proportion to spending, not what your money bought. Where a precept is set aside for adult social care, it is shown against adult social care.
    • No council publishes spending at street or property level, so nothing here says what was spent near you.
    • Sub-service lines are the ones the national returns itemise. Councils describe their own budgets differently; their budget books and statements of accounts have more detail.

    Sources

    How the split is worked out, and how the three nations' returns are matched to one list of services, is on the methodology page. The dataset is on the data page. See also council tax in Ceredigion and everything else about Ceredigion.

    Common questions

    What does council tax pay for in Ceredigion?
    A Band D bill of £2,419.45 is split between Ceredigion, Dyfed Powys Police, Community and town councils (average for the area). In proportion to spending, the largest line is education, £782.32.
    Is council tax ring-fenced for particular services?
    No. Council tax is pooled with grants, business rates and fees. The adult social care precept is the exception: councils raise it for adult social care.

    Sources for this page

    SourcePublisherFigures as ofUpdatedLicence
    Council Tax levelsWelsh Governmentthe 2026–27 financial yearannualOpen Government Licence v3.0
    Local authority revenue outturn expenditure and financing (StatsWales)Welsh Government16 October 2025annualOpen Government Licence v3.0

    Each source's figures are used under the licence shown. Our own words, analysis, charts and derived calculations are ours, under CC BY 4.0.

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